AFFORDABILITY

Rating flexibility allows associations to keep costs down for small employers who otherwise might not be able to obtain affordable coverage. Businesses with as few as two employees can take advantage of rates and benefits through an association plan.

PRESERVING CHOICE

Because association health care plans are private market solutions, they are more competitive and offer more choices for employers and employees. These plans provide a variety of coverage options that are specifically designed for small companies.

ADVOCACY

Small employer associations leverage the voices of many. And that means better rates from insurance carriers and better customer service for you. Since most small employers don't have HR specialists, they can rely on association health care plans to help them design and manage a plan, without the cost of an in-house HR expert.